Budgeting For Budget Haters by Adam Hagerman

Budgeting For Budget Haters

Learn how to make a budget you're going to stick with and get on the right financial path, once and for all.
What if your budget actually worked FOR you and not against you? 

What if that same budget could help you achieve your most important financial goals and help you achieve financial freedom? 

Well, I'm here to let you in on a little secret: your budget can do just that. 

Now, I imagine you're laughing right now, but I'm being completely honest with you. It's 100% true. 

Now it's time for YOU to be honest.

Have you said any of these things before?

  • "I've tried budgeting before, but an unexpected expense always gets me off track. Just when I think I'm getting ahead, I'm right back to square one. I just don't know what I'm doing wrong."

  • "Budgeting is too restricting. I feel like I can't do anything anymore. You only live once, so I might as well spend all of my money on the fun stuff. Things will work out one day."

  • "I just don't have time to budget. There's too much going on in my life and I'll get to it when I have more time."

  • "Things will be better once I make more money (or win the lottery, or get that inheritance, etc.). That money will solve all of my problems and managing money will be much easier."

  • "I've done well so far and have no debt, so I don't see the need for a budget right now. I'll make adjustments later if I have to."

Is your jaw on the floor right now?

Are you muttering to yourself, "How does he know that's what I've been saying to myself?"

Well, it's because I've heard almost every excuse in the book and quite frankly, every single one of those quotes above are lies.

Check out the sample lesson below and find out why.

The Lies You're Telling Yourself About Budgeting

Want to know what it's like inside the course? Check out this actual lesson on the lies you're telling yourself about budgeting! 

Oh, and yes, I personally selected that freeze frame for the video.

Over the course of a year, I meet one-on-one with approximately 300 individuals and families to talk about their personal finances.

Can you guess how many of them LOVE budgeting?

You guessed it.....ZERO!

I've heard all of the grumbles and I imagine you're no different.

Budgeting isn't fun. But you know it's necessary. It's a crucial part of a sound financial plan.

Whether you make $25,000 or $250,000 per year, you can easily spend it all if you're not careful.

But how can you build a budget you'll stick with while avoiding all of the grumbles I've already mentioned?

Well, that brings me to why you're here.

I want to teach you how to build a better budget. One that will catapult you toward financial freedom.

In this course, I'm going to show you how to....

  • Gather the right information needed to create your budget
  • Set S.M.A.R.T. financial goals
  • Avoid the debt/savings roller coaster
  • Create an annual budget and plan like you've never planned before
  • Budget for periodic expenses
  • Budget in the fun stuff and incorporate guilt-free spending
  • Budget with a variable income
  • Prioritize debt repayment
  • Use budgeting software to make budgeting MUCH easier
  • Talk money with your honey
  • Set up your budget so it requires low maintenance
  • ...and MUCH more!

In addition to everything listed, I'm going to give you access to all of my fill-in forms and even show you how to use them. These will definitely help make the budgeting process easier!

I'm literally giving you everything I've created and taught on budgeting.

What People Are Saying

"What started out as a financial health check prior to many big life events ended up as an incredibly valuable financial education that helped position my family for financial success. We have been able to financially plan a wedding, buy a home, and plan for a growing family in the future, all because of Adam." 
- Dan
"We had just moved in together and wanted a way to split the bills, save for vacations and a house, and still have money for personal use. Adam gave us great suggestions that allowed us to do all of this. Now, we even save enough money to go on multiple vacations a year! Adam is trustworthy and understanding and his guidance has been of great benefit for us."
- Giancarlo & Shaun
"Adam is extremely knowledgeable in his field and is able to break down his concepts in an easy to follow way for your progression and success. He truly listens to what I need to say, pinpoints my areas of improvement and sets me on the right track. You will not be disappointed. You'll only question why you didn't commit sooner!"  
- Nathanael
Register Now!

So, What Do You Get?

Over SIX HOURS of instructional videos with step-by-step guidance on how to build your budget from the ground up!

A vast array of downloadable forms, worksheets, spreadsheets, etc. to make building your budget MUCH easier and video instructions to show you how to use them!

A professional, unbiased financial coach eager to help you stay on track and provide you with the best financial education around.

A private message board made up of individuals just like you where you can bounce ideas off of them and they can cheer you on throughout your journey!

Access to the affiliate program where you can earn a 50% commission on sales of the course to your family, friends, and even strangers. Now that will certainly help out your budget!

Full access to the class 24 hours a day, 7 days a week, 365 days a year. You'll also get all future updates at no extra cost! Now that's a sweet deal!

Tired of seeing your credit card debt go up and down from month-to-month? Had success in the past only to see your credit card debt jump up again for an expense you forgot about? 

A properly configured budget can help you save for larger expenses over time so you can get off that horrible roller coaster ride of debt.

What's Included?

Course Breakdown

Class Overview
Why Should You Trust Me?
2 mins
What You'll Learn In This Course
2 mins
Why You're Overwhelmed
3 mins
The 9 Steps to Financial Freedom
7 mins
Why You Need a Budget
2 mins
The Lies You're Telling Yourself About Budgeting
5 mins
Section Wrap-up
2 mins
Section 1: Laying The Foundation
Open Up Your File Cabinet
4 mins
How to Talk Money With Your Honey
6 mins
Where Are You Going?
3 mins
What Would You Do If Money Wasn't an Issue?
Setting SMART Financial Goals
4 mins
Using The Financial Goals Worksheet
10 mins
Think About Your Money
2 mins
Review Your Spending
3 mins
Using The Personal Income Statement Worksheet
9 mins
Bills, Bills, Bills
3 mins
Who Do You Owe and How Much Do You Owe Them?
1 min
Using The Debt Worksheet
8 mins
What You Own Minus What You Owe
3 mins
Your Debt Elimination Plan
4 mins
Section Wrap-up
1 min
Section 2: Start Big - Create an Annual Budget
Why You Need To Create an Annual Budget First
5 mins
Setting Up The Annual Budget and Adding Your Income
13 mins
Adding Your Monthly Bills
8 mins
Adding Your Monthly Debt Payments
8 mins
Adding Your Periodic Bills and Expenses
18 mins
Adding Your Monthly Discretionary Expenses
15 mins
Making Adjustments (If You Have Debt Payments)
23 mins
Making Adjustments (If You're Out of Debt)
19 mins
Did You Budget In The Fun Stuff?
3 mins
Maximizing Funds Available For Savings/Debt
2 mins
Section Wrap-up
2 mins
Section 3: Building Your Monthly Budget
Why You Need to Budget Every Single Month
2 mins
Where to Keep Track of Your Budget
2 mins
Creating Your YNAB Account
13 mins
Adding and Linking Your Accounts
12 mins
Creating Your Budget Categories
16 mins
Using Goals and Scheduled Transactions
13 mins
Budgeting Your Initial Funds
18 mins
Adding Transactions, Adjusting Your Budget, and More
(1h 01m 04s)
End of Month Adjustments - Extra Money to Debt Payments
13 mins
End of Month Adjustments - Extra Money to Savings Goals
11 mins
Creating Your Budget in Excel
6 mins
Section Wrap-up
1 min
Section 4: Tweaking Your Budget
Your First Month Will End In Confusion, and Why That's OK
2 mins
Learn From Your Mistakes and Adjust Next Month's Budget
3 mins
It Gets Easier
1 min
Automate to Relieve Stress
2 mins
Section 5: Special Budgeting Topics
How to Stop Overdrafting Your Account and/or Floating Expenses on Your Credit Card
8 mins
Using Credit Cards While In Debt
3 mins
When Having Too Many Accounts Can Hurt You
3 mins
Budgeting With a Variable Income
5 mins
Cash Envelope System
3 mins
Dealing With an Uncooperative Spouse
3 mins
Maintaining Separate Accounts in a Relationship
4 mins
Section Wrap-up
2 mins

Hi There!

My name is Adam Hagerman and I'm a CERTIFIED FINANCIAL PLANNER™ professional and Accredited Financial Counselor® dedicated to helping you achieve financial freedom. As a full-time financial coach, I talk to individuals about their finances day in and day out. I'm a financial professional that tells you like it is and doesn't try to sell you expensive products. I'm only dedicated to you and I want to make sure you have the knowledge needed to achieve financial freedom.

Worth Every Penny

Financial Coaching

(a $2,000 Value)

If you wanted to work with me one-on-one and cover everything in this course, it would cost you $2,000. I'm serious. With this course, you can get all of the right information, delivered in the right order for a fraction of that cost. 

Financial Forms

(a $500 Value)

This course contains close to a dozen custom handouts, spreadsheets, and calculators. You even get on-screen instructions on how to use them! That's worth at least $500, probably more.


Private Group

(Priceless)

Sometimes your success is determined by the support system you have in place. Purchasing this course gets you access to a private Facebook group where you can get encouragement from others just like you. That's priceless. 

60-Day Money Back Guarantee

I truly believe that if you put in the work, this course will help you build a budget you'll stick with. However, if you work through the materials, complete the forms and you're still struggling, I'll be happy to provide you a refund within 60 days.

Frequently Asked Questions

Who is this course for? Will I benefit from it?

If you've struggled with creating and/or sticking to a budget in the past, this course is for you. It's not just for people that have debt, live paycheck-to-paycheck, or battle with spending issues. As you'll quickly find out in the course, I think budgeting is for everyone. Even you. This course is designed with everyone in mind. So, if you don't have a budget, you need to get one ASAP. This course will help you do just that.

Is this the magic pill?

Nope. There's no magic pill here. Topics in this course are available somewhere out there on the World Wide Web if you're willing to do all of the work. However, this course will easily pay for itself as it's designed to help you work on the right things at the right time and provide you with the support you need to succeed. You're not able to Google that.

What if this course doesn't help me?

I truly believe that if you put in the work, this course will help you build a budget you'll stick with. However, if you work through the materials, complete the forms and you're still struggling, I'll be happy to provide you a refund within 60 days.

How long will I have access to this course?

How does FOREVER sound? This course is self-paced which means you can take it at any time and in any place with an internet connection. You can take it once or multiple times over.

When was this course last updated?

This course was last updated in October of 2018 and will continue to be updated on an as-needed basis. Plus, if you purchase the course now, you'll receive all of those sweet updates for free.

Is this course mobile and tablet friendly?

Yep. This site is fully responsive so feel free to view it on your cell phone, tablet, PC, Mac, hologram machine, etc.

How long will this take? I don't have much time.

When it comes to managing money, slow and steady wins the race. This course is designed on that saying. My goal is to have you spend a few hours per week in the early parts of this course. Then as things begin to come together, you'll need to spend less time maintaining what you've created. Just remember this - your finances will be around forever. You need to commit some time to managing them every week.

I don't live in the US. Will I still benefit from this course?

Absolutely! While there are times throughout the course where I discuss the US Dollar, all topics can be applied to your situation no matter where you live in the world. The software I recommend for monthly budgeting can work with over 60 different currencies. However, you would need to manually update transactions as the import feature only works in the US.

What Are You Doing Down Here?

This course is will provide you with everything you need to ensure you're doing the right things at the right time.
It's a no-brainer if you want to...

  • Know exactly where you've been spending money
  • Stop watching your debt go up and down like a roller coaster
  • Save money for the financial goals you actually want to accomplish
  • Learn the best ways to build a budget you'll stick with
  • Incorporate spending in your budget for fun stuff

So again, what are you doing down here at the bottom of this page?

Start building a financial legacy you can be proud of today!
Get Started Today!