Buying a Home: From Contemplation to Closing by Adam Hagerman

Buying a Home: From Contemplation to Closing

Avoid mistakes that could end up costing you tens of thousands of dollars.

Want To Spend Thousands Less On Buying Your Dream Home?

[Sign up today using the discount code HOMEBUYING2020 and receive 50% off the full price and get immediate access when it launches.]


Let’s start with a shocking statement.  

Renting isn’t throwing your money away. 

Did I get your attention?  

A financial educator that sits down with individuals every single day to discuss their finances just said that maybe buying a home isn’t always the best choice.  

How can I say that? Well, I’m only concerned with your financial well being. I don’t get paid if you decide to buy a house.  

You see, the people that say, “You're stupid if you continue to rent!” are the ones that make money off your decision to buy. They could also be individuals that are trying to justify their own decision to buy.  

Here’s what you need to know: 

The decision to buy is YOURS and you need to evaluate your financial life to determine if now is the right time. 

This course will not only help you decide if now is the time to buy, it will also help you navigate the home buying process in a conflict-free way if you do decide to buy a home. 

What Will Be Included?


Does It Make Sense to Buy a House?
The Advantages of Buying
9 mins
The (Potential) Tax Advantages of Buying
14 mins
The Advantages of Renting
8 mins
Rent vs. Buy - A Break-Even Analysis
11 mins
Other Considerations
5 mins
Is Your Financial House In Order?
Stay Away From Rules of Thumb
5 mins
Determining What You Can Truly Afford
15 mins
Your Downpayment (Size Matters!)
20 mins
Your Credit
17 mins
The Housing Market
Why Prices Go Up and Down
5 mins
Where Do You Want to Live?
12 mins
Types of Housing: New Construction vs. Existing Homes
14 mins
Types of Housing: Single-Family Detached Homes
5 mins
Types of Housing: Townhomes
Types of Housing: Condominiums
Types of Housing: Manufactured Homes
Buying a Foreclosure or Short Sale
Buying a Fixer Upper
Understanding Mortgages and Getting Pre-Approved
What a Bank Will Lend You vs. What You Can Truly Afford
The Basics of Mortgages
Interest Rate vs. APR
Types of Mortgages: Conventional
Types of Mortgages: Federal Housing Administration (FHA)
Types of Mortgages: FHA 203k (a "Fixer Upper" Loan)
Types of Mortgages: US Department of Agriculture (USDA)
Types of Mortgages: Veterans Affairs (VA)
Types of Mortgages: Jumbo Loans
Comparing Current Rates
Fixed Rates vs. Adjustable Rates
What's Your Term?
All About Points
First-Time Homebuyer Benefits and Programs
Shopping For a Mortgage
Getting Pre-Approved For a Mortgage
Assembling Your Real Estate Dream Team
Your Real Estate Agent
Your Level-Headed Friend
Your Mortgage Lender
Your Tax Accountant
Your Home Inspector
Your Real Estate Attorney
Your Closing Agent/Officer
Researching Homes and Checking Them Out
Your Wishlist
Researching Homes For Sale
Touring Homes For Sale
If You Find Something You're Interested In...
Submitting an Offer
The Seller's Response to Your Offer
The Time Between Offer Acceptance and Closing
The Home Inspection
The Home Appraisal
Getting Homeowners' Insurance
Finalizing Your Financing
Getting Title Insurance
Getting Ready to Move
The Final Walk-Through
What to Expect at Closing
What's Closing All About?
Final Tasks
Closing Day
Settling In and Maintaining Your New Home
After Moving In
Maintaining Your Home
Making Improvements to Your Home
Final Thoughts

Hi There!

My name is Adam Hagerman and I'm a CERTIFIED FINANCIAL PLANNER™ professional and Accredited Financial Counselor® dedicated to helping you achieve financial freedom. As a full-time financial coach, I talk to individuals about their finances day in and day out. I'm a financial professional that tells you like it is and doesn't try to sell you expensive products. I'm only dedicated to you and I want to make sure you have the knowledge needed to achieve financial freedom.

Frequently Asked Questions

Does this course count towards the prerequisites for some mortgages?

It doesn not. However, this course will provide you with an UNBIASED look at buying a home and getting a loan. Most of the courses that count toward that prerequisite are made be mortgage lenders and government agencies that want you to use their products and services. 

I'm looking for a real estate agent and a mortgage lender. Do you provide referrals?

I do not provide any specific referrals in this course. However, there's plenty of great information that will help you make a more informed decision when you actually search for someone. By expanding your search (especially for a mortgage lender) you can save tens of thousands of dollars. 

How long will I have access to this course?

How does FOREVER sound? This course is self-paced which means you can take it at any time and in any place with an internet connection. You can take it once or multiple times over.

When was this course last updated?

This course will launch on January 1, 2020 and will continue to be updated on an as-needed basis. Plus, if you purchase the course now, you'll receive all of those sweet updates for free.

Is this course mobile and tablet friendly?

Yep. This site is fully responsive so feel free to view it on your cell phone, tablet, PC, Mac, hologram machine, etc.

I don't live in the US. Will I still benefit from this course?

Maybe. The first few sections of this course are very helpful if you're trying to figuring out if you can actually afford to buy a home. If you're overseas and that's you, send me an email ( and we can chat about getting you access to just that information at a reduced cost.